I think we all know the importance of saving for rainy days. The hard part is actually being able to allot a portion of our earnings to our savings account. We should save at least 20%-25% of our income. However, in this time of recession, it's really difficult to save money. Sometimes, we spend more than what we earn and that's when we start owing money to other people and the bank.
I am very thankful that Bubba taught me a lot when it comes to spending wisely. I used to buy a lot of unnecessary things which leaves me penniless even before I get my next salary. Before I knew it, my money is all gone and there's no money in my savings account. This would leave me wondering where I spend the money on.
Now, I am proud to say that I can stick to my budget. If the place is pretty near, I'd rather walk than spend money on fare. I rarely eat out anymore. I realized that eating at home is a lot healthier and I can even save a lot. I also avoid buying those expensive cappuccinos. The amount in my savings account may not be that big, but I am glad I changed my ways. I ca say that I am a lot more responsible now.
I am very thankful that Bubba taught me a lot when it comes to spending wisely. I used to buy a lot of unnecessary things which leaves me penniless even before I get my next salary. Before I knew it, my money is all gone and there's no money in my savings account. This would leave me wondering where I spend the money on.
Now, I am proud to say that I can stick to my budget. If the place is pretty near, I'd rather walk than spend money on fare. I rarely eat out anymore. I realized that eating at home is a lot healthier and I can even save a lot. I also avoid buying those expensive cappuccinos. The amount in my savings account may not be that big, but I am glad I changed my ways. I ca say that I am a lot more responsible now.
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